Income needed for 3 kids

@morgannicole555 You can live comfortably on your salary with way more kids than that if that’s what you truly want. Your lifestyle sounds like luxury to me though so at that point, only you can decide what you want to prioritize. You can always spend more money if you have it, doesn’t mean it’s worth it for everyone.
 
@morgannicole555 Is it “some” debt or is it like 1m? lol. Because therein lives the difference I would say.

Hubs and I will make 200k combined and are planning to start trying for a third in like 8 months when we are in our mid thirties. We do live in an mcol area, but we will be living on plenty… enough to maintain (expensive- equestrian and outdoorsman type) hobbies and at least 1 vacation- I do not enjoy vacations though so that is just not a priority item for us to spend on.
 

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