Income needed for 3 kids

[morgannicole555]

@precariouspiccolo You’re doing it and with that attitude on way is up. Praying for easier days for you

 

[precariouspiccolo]

@morgannicole555 Thanks! I say have the 3rd kid, the more the merrier!

 

[morgannicole555]

@precariouspiccolo But actually at the end of the day it boils down to just what you said- the more the truly MERRIER

 

[morgannicole555]

@precariouspiccolo I agree! Just need to get my husband on board. We are 40 & 42 so harder in tens of energy

 

[thetruthoftruth]

@morgannicole555 I had a baby at 50. She is the light of our lives now and she energizes us.

 

[morgannicole555]

@thetruthoftruth I LOVE THAT!

 

[annemoon]

@morgannicole555 Well we did it on $68k so there's that.

 

[morgannicole555]

@annemoon That’s amazing good on you

 

[rayrocanaldo]

@morgannicole555 You can live comfortably on your salary with way more kids than that if that’s what you truly want. Your lifestyle sounds like luxury to me though so at that point, only you can decide what you want to prioritize. You can always spend more money if you have it, doesn’t mean it’s worth it for everyone.

 

[morgannicole555]

@rayrocanaldo So true! And yea I get it. These are new jobs for us after both being laid off and debt from a failed business venture so def rebuilding

 

[daughterofgod25]

@morgannicole555 this feels like a joke post

 

[morgannicole555]

@daughterofgod25 Ong im sorry j feel like a jerk!! These are new jobs, it’s before taxes , and we have some debt after unemployment and failed business

 

[hoang25mai]

@morgannicole555 Is it “some” debt or is it like 1m? lol. Because therein lives the difference I would say.

Hubs and I will make 200k combined and are planning to start trying for a third in like 8 months when we are in our mid thirties. We do live in an mcol area, but we will be living on plenty… enough to maintain (expensive- equestrian and outdoorsman type) hobbies and at least 1 vacation- I do not enjoy vacations though so that is just not a priority item for us to spend on.

 

[morgannicole555]

@hoang25mai You’re also a decade younger than me! It’s all relative. You’re doing great

 

[renob]

@morgannicole555 My husband makes the same. We're in a moderate COL area surrounded on all sides but HCOL areas. We're fine with 3, still considering a 4th. However, we only have debt in so far as we're leveraged, which is not the same. You're making far too much to be in debt, fix that. Otherwise, it's just lifestyle choices. I stay home which saves us a tremendous amount in childcare and who knows what else we'd be spending in the name of "conveniences." It's really just what you choose to prioritize at this point, your income is laughably irrelevant at this point so either you're not managing it well or you're picking luxury and convenience over a third. No shade, just pointing it out.

 

[morgannicole555]

@renob Do you like being a SAHM?

 

[renob]

@morgannicole555 I love it. I never had any desire to "do it all." I like being able to focus on my home and family. It's cliche, but there's a lot of joy to be had by slowing down. If you can afford it, I highly recommend it.

 

[morgannicole555]

@renob I have no desire either but golden handcuffs and I like some aspects of work. Part time would be ideal

 

[morgannicole555]

@renob Totally ! I should have added its a new job for my husband. He has his own company before hence the small amount. Of debt. Didn’t go as planned

 

[maxx55]

@morgannicole555 It's all about budget. My family has never made more than $75k/yr and we are expecting our 4th.