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@hrlcoach Right. The point is $200 out of pocket is cheaper.

@hrlcoach The point she is making is the $200 semen analysis is free after you pay $500 a month for the insurance. So the semen analysis cost at least $500. She’s just putting it in perspective for OP.

@tomcat4260 I’m 35 and most of my friends group is between 30 and 40. Honestly, only a handful of them have children and of the ones that do, most of them had them in the last couple years. I have some friends freezing their eggs and I have some friends that are really struggling with fertility...