@jsw3883 Institutional Medicaid may pick up some costs depending on where they are (I don't know if it's nationwide but it's a thing in my state). My NICU didn't tell us about it. My neighbors did.
@joeestacy Feel free to DM me.
Look into Institutional Medicaid. It is not income based and NICU babies with stays over 30 days automatically qualify in NYS. Don't pay a dime until you have applied.