Search results

@sunflower232 Yes, same. Every time we feel like our feet gets underneath us, something happens: - we had to replace our roof - $10k - a/c went out, and we did furnace too - $6k - my (paid off) car was stolen in October… now we have car payments of $200/month for the new (used) car - cat was...

@markrhoward I just had a c-section 2 weeks ago and have a 26 month old son as well. I have not been lifting my older son at all, which isn’t actually that hard because I had to stop at the end of pregnancy anyway, and he’s mobile enough he can climb onto things (couch, booster seat, car seat)...

@jezza Well that’s pretty lame of him. Waiting until the day before a flight to say he won’t go? Especially since it leaves you flying solo with a baby?? Very inconsiderate and disrespectful. That said- I’ve done solo flights with babies, it’s fine. I also have family in the Caribbean and it’s...

@dasham Thank you for replying. I would love to pay down our debt as well. That’s amazing you have so much in your emergency savings!! I would love to have that much someday. Thanks for sharing coping mechanisms.... I’ve actually been thinking that going to counseling would be good for me...

@daniellea Wow! Those are ambitious goals.... I would love all of that too! Lol. Is the $10k a combination of emergency savings fund/baby fund? Yeah..... we only have 1 car but it’s reliable and should last many more years. The trouble is, to keep a 1 car lifestyle feasible, staying in the...

@martod Thank you for this response... I was starting to feel like a failure with my debt and low paying (but rewarding and necessary!!) job lol. I’m in a public service loan forgiveness program, so I’m not too worried about my student loans, but I am worried about my credit card debt. (That...

@gary1993 Thank you. Unfortunately we do have quite a bit of debt, between student loans, my car loan (almost paid off though!), and credit cards. So maybe we should Focus on eliminating the CC debt first?? Having 8 months’ worth of combined salaries is impressive—how long did it take you to...

@gallinal Thanks for replying! $10k in “baby savings” is awesome!! Yeah I really want a house before trying for a baby but I’m also scared of waiting too long for the baby, y’know? I’m thinking maybe sticking in our rental is a better idea... I just hate not having a yard! (Since we have a...

@roars Thank you for your response! We could stay in our apartment.... it’s a one bedroom but has a big bedroom and there’s a little nook where a rocking chair/playpen/toys could go. Not perfect, not impossible. The one thing that makes it hard is we have a puppy and not having a yard has been...

@mandapanda Not preachy at all! I agree that having the debt is bad. We paid off a significant chunk this winter but thought about switching focus to savings.... but perhaps that was the wrong tack. I appreciate the input and help! :)

@mandapanda Thanks for commenting! Yes, thankfully I have a friend with two little ones, and she has given me current daycare rates. We are saving over that amount per month total, but it’s going into various buckets (emergency fund, travel fund, house fund, car fund, kid fund). If we put it all...

Hello all- I’m feeling particularly down about waiting today since my husband and I looked at our budget last night and there’s SO much to save it feels like we will never be financially ready for a baby. For some context: We’re both 30, working decent jobs (but I work at a nonprofit soooo...

@1stjohn0666 Haha well the cruise to Alaska was with my family, and not the typical trip! But it was certainly nice. In-law trips tend to be renting a house somewhere. Still nice though!

@1stjohn0666 Since my son was born 3 years ago we’ve only done trips with family or to see family 😬 A big reason is cost… we can either stay with family or if we go somewhere new with family our parents usually subsidize the lodging & food. Plus, then we have extra hands to help with the...