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@ticketbroker For my kids, I compared it to video games: Save early, save often. The more saves you have, the easier it gets to do the things you want to do.

@zina200045 For "cream rises to the top", we also have to remember that such doesn't happen when the milk is constantly being stirred. It needs to be relatively calm for that to happen. Same to a degree in life. You can be the absolutely best at your job, but if the employer environment is a...

@deadcalm Look into the rules around it and Roth IRA's. For example, I think the 529 has to be at least 15 years old before the money can be moved, the moves are subject to annual contribution limits, etc. Even with all that, it's nice that there is the option.

@robstorts101 With the new rules allowing up to $35k of 529 money to be used as annual Roth IRA contributions, I'm better with this advice than I was 10 years ago. Used to be that we'd have to worry about penalties and taxes if the child ended up not needing the money. At least now, we have...

@zina200045 From a dad of two now college grads, put that money in YOUR name, not hers. Make sure her name is nowhere near it. It can be a completely separate account, you can call it "her" account, but keep it in your name. If she chooses to go to college, financial aid calculations treat...

@gabe7587 First, CONGRATS! This is an exciting and sometimes overwhelming time. Just remember that there are no rules and kids are little chaos engines. Listen to your instincts and feel free to ignore unsolicited advice - even mine! As many others have pointed out, weight fluctuations can be...

@katrina2017 Yes, they are, but it sounds like the landlord is passively agreeing with the unreasonable tenants. My reply was thinking that it might be worth pointing out to the landlord that OP can be just as unreasonable if necessary without actually going that far.

@darkcainz So a 3 year old and a 10 year old live above you, huh? Have they ever made noise that has woken or disturbed you? Specifically thinking early in the morning when they are running around, etc. While the "tit for tat" game usually doesn't doesn't work out for the best for anyone...