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@sunflower232 Yes! Groceries are a huge burden too. Everything seems to have gotten so much more expensive. I know this isn’t what you asked for, but look into insurance for your furnace. We know that our water line could need to be replaced (all our neighbors have had to) so we got insurance...

@iwantchristmore28 I have a 4 year old and I still have to remind myself with every frustrating change in behavior that it is temporary. They go through all sorts of phases. Some are so well predetermined (you have zero control) that I can talk to moms with a child born around the same couple...