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@sewtacky Yeah, it's ridiculously complicated, that's for sure. Your provider's office is definitely the best place to start! :)

@sewtacky Honestly, I'd discuss it with your medical provider's billing office. They're more familiar with how they charge and what your insurance will cover and what it won't -- and they'll probably even tell you how much things typically run on a prospective basis (since you're WTT right now)...

@dcabc Well, yes, but a lot of providers don't bill until the birth of the baby, precisely to avoid the two-year thing.

@atheismis4me Congratulations!! :D I hope this one's sticky for you!